Duplex features one unit with 1 bedroom and 1 bathroom and another unit with 3 bedrooms and 1 bathroom. Current long-term tenants are on month-to-month lease. Rents are below market. Opportunity to renovate and increase rent in the future. Seller can credit cost to renovate. Preferred lender Guild Mortgage will cover a total interest rate reduction of 1% for the first year at no cost to the buyer. Seller is willing to negotiate a credit towards a total interest rate reduction of 2% for the first year in which case lender will cover a total interest rate reduction of 1% for the second year at no cost to the buyer. Lender will waive lender fees for future refinance to lower rate until 12/31/2025.